Terms of Service

01

Acceptance of Terms

By accessing or using the GB Wealth website located at gbwealthteam.com (the "Site"), submitting a deal for review, or communicating with us via any channel including SMS, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site or submit any information to us.

These Terms constitute a legally binding agreement between you and GB Wealth ("Company," "we," "us," or "our"). We reserve the right to update these Terms at any time. Continued use of the Site following any update constitutes acceptance of the revised Terms.

02

Services

GB Wealth is a private investment group that provides equity capital, deal structuring guidance, and financing support to operators pursuing small business acquisitions. Our services include reviewing submitted deals, advising on capital stack structure, and partnering on equity for qualified transactions.

Use of this Site is limited to individuals seeking information about our services or submitting a deal for consideration. The Site is not intended for general investment solicitation or as a platform for securities offerings of any kind.

03

Eligibility

You must be at least 18 years of age to use this Site or submit any information to GB Wealth. By using the Site, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into a binding agreement.

04

No Guarantee of Funding

Submitting a deal through our Site or any other channel does not guarantee that GB Wealth will invest in, partner on, or otherwise support your transaction. All deal submissions are subject to our internal review process. GB Wealth reserves the right to decline any deal at any time for any reason, with or without explanation.

Any conversations, emails, or communications with GB Wealth personnel do not constitute a commitment to fund, invest, or otherwise participate in a transaction unless documented in a signed written agreement.

05

Not Financial, Legal, or Tax Advice

Nothing on this Site, in our communications, or provided through any interaction with GB Wealth constitutes financial, legal, tax, or investment advice. All information is provided for general informational purposes only.

You are solely responsible for evaluating the merits and risks of any business acquisition or investment. We strongly recommend consulting qualified legal counsel, a licensed financial advisor, and a tax professional before making any acquisition or investment decision.

06

Deal Submissions & User-Provided Information

When you submit a deal or contact us through the Site, you represent that all information you provide is accurate, complete, and not misleading. You agree not to submit false, fraudulent, or misleading information about any business, transaction, or your own background or qualifications.

By submitting information to GB Wealth, you grant us the right to review, evaluate, and discuss such information internally and with trusted advisors for the purpose of evaluating potential partnership. We will not publicly disclose your confidential deal information without your consent.

GB Wealth is not responsible for any harm arising from inaccurate or incomplete information provided by a submitting party.

07

Confidentiality

We treat deal submissions and related communications as confidential. However, submission of information through our website does not establish a formal confidentiality agreement. If you require a Non-Disclosure Agreement (NDA) prior to sharing sensitive deal information, please contact us at [email protected] before submitting.

08

SMS Messaging Terms & Compliance

Program Description

This messaging program sends appointment confirmation and reminder messages to individuals who have requested information through our website at gbwealthteam.com, or via our scheduling forms, and have explicitly opted in to receive SMS notifications. Opt-in is collected via web forms with a dedicated checkbox for SMS consent. Messages include scheduling confirmations, appointment reminders, rescheduling updates, and customer support communications.

Cancellation

You can cancel SMS notifications at any time. Simply text STOP to the number that sent you messages. Upon sending STOP, we will confirm your unsubscribe status via SMS. You will receive no further SMS messages from us after that confirmation. To re-enroll, sign up as you did initially.

Support

If you experience issues with the messaging program, reply with the keyword HELP for assistance, or contact us directly at [email protected].

Message & Data Rates

Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies based on your service usage and appointment schedule. Contact your wireless provider for questions about your text or data plan.

Supported Carriers

Our SMS program works with all major U.S. wireless carriers, including AT&T, T-Mobile, Verizon, Sprint, and most regional carriers.

Carrier Liability

Carriers are not liable for delayed or undelivered messages.

Age Restriction

You must be 18 years of age or older to participate in our SMS program.

Regulatory Compliance

GB Wealth complies with all applicable laws and regulations governing SMS communications, including the Telephone Consumer Protection Act (TCPA) and CTIA Messaging Principles and Best Practices. For privacy-related inquiries, please refer to our Privacy Policy.

09

Intellectual Property

All content on this Site — including text, design, graphics, logos, and the GB Wealth name and brand — is the property of GB Wealth and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our prior written consent.

10

Disclaimers

This Site and all content on it are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. GB Wealth makes no warranties regarding the accuracy, completeness, or suitability of any information on the Site.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. Your use of the Site is at your own risk.

11

Limitation of Liability

To the fullest extent permitted by law, GB Wealth and its partners, members, advisors, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, your deal submission, or any communications with us — even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising from your use of the Site shall not exceed one hundred dollars ($100).

12

Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in California.

You waive any right to a jury trial or to participate in a class action lawsuit in connection with any such dispute.

13

Changes to These Terms

We reserve the right to modify these Terms at any time. When we do, we will update the "Last Updated" date at the top of this page. Material changes will be communicated via a notice on the Site or via email if you have provided us with your contact information. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.

14

Contact

If you have questions about these Terms, please contact us:

Email: [email protected]

Website: gbwealthteam.com